Florida Public Adjuster

Navigating Your Insurance Claims With Expert Florida Public Adjusters

Our Florida public adjusters don’t just work in Florida we live in Florida.  At Prime Adjustments we are your policyholder advocates for residential and commercial property insurance claims.  Many policyholders have no idea what their duties are after a loss.  There are things you must do to mitigate the loss under your insurance policy.  We are here to make sure everything required under your insurance policy is completed, your damage is properly documented and negotiations are properly handled to achieve a fair claim settlement.  We understand the claims process and do everything we can to minimize your frustration.

Our public adjusters are professional advocates who specialize in managing and negotiating insurance claims on behalf of policyholders. In the complex landscape of Florida’s insurance claims, having a local Florida Public Adjuster plays a big role in the outcome of your claim. Our public adjusters understand the unique challenges and regulations in Florida, ensuring that your claim is handled with expert precision and local knowledge.

We cover the entire state of Florida including Tampa, Jacksonville, Miami, Orlando, St. Petersburg, Hialeah, Tallahassee, Fort Lauderdale, Port St. Lucie, Cape Coral, Pembroke Pines, Hollywood, Miramar, Gainesville, Coral Springs, Miami Gardens, Clearwater, Palm Bay, Pompano Beach, West Palm Beach, Lakeland, Davie, Miami Beach, Deltona, Plantation, Sunrise, Boca Raton, Largo, Melbourne, Palm Coast, Deerfield Beach, Boynton Beach, Lauderhill, Weston, Fort Myers, Kissimmee, Homestead, Tamarac, Daytona Beach, North Miami, Wellington, North Port, Jupiter, Ocala, Port Orange, Margate, Coconut Creek, Sanford, Sarasota and Pensacola.

Claims We Represent

Home Fire Claims

Commercial Fire Claims

Water Damage Claims

Wind Claims

Hurricane Claims


Florida Public Adjuster Services

As Florida Public Adjusters, we offer a comprehensive suite of services to support your insurance claim:

  • Claim Evaluation and Documentation: We meticulously assess and document your claim to ensure every detail is accounted for.

  • Damage Assessment: Our team conducts thorough evaluations to accurately determine the extent of your damage.

  • Negotiation with Insurance Companies: Leveraging our expertise, we negotiate with insurance companies to advocate for your best interests.

  • Assistance in Claim Resolution: From start to finish, we guide you through the claim resolution process, ensuring a smooth and favorable outcome.

Specialized Services in Florida: Given Florida’s propensity for hurricanes and floods, we have honed our skills in handling these specific types of claims, ensuring you get the best possible support and expertise.


Is A Florida Public Adjuster The Same Thing As A Florida Private Adjuster?

Per the Florida Department of Financial Services, the term public adjuster is used for our license.  A public adjuster is the same thing as a private adjuster.  These two names are interchangeable.  To learn more about the difference of Public Adjusters vs. Independent Adjusters go to Public Adjuster Vs. Independent Adjuster.

Tampa Public Adjuster working fire claims

Our Downtown Tampa Office:

610 E Zack Street, Ste 110-2202
Tampa, FL 33602


There Are So Many Public Adjusters in Florida, Why Choose Prime Adjustments?

  1. Expertise and Experience: Our public adjusters are skilled with a wealth of knowledge in insurance policies and the claims process. We’ve successfully handled numerous claims, ensuring our clients receive a fair settlement they deserve and are entitled to.

  2. Client-First Approach: Your satisfaction is our number one priority. We take the time to listen to your concerns, understand your unique claim situation, and tailor our services to meet your specific needs.  Not all claims and insurance policies and claims are the same.

  3. Proven Track Record: We have individually earned a reputation for excellence in the public adjusting, first party property and contractor industry. Our track record of successful claim settlements speaks volumes about our commitment to our clients.

  4. Strategic Negotiation: With our proficient negotiation skills and knowledge of building damage and insurance policy’s, we present our case to the insurance companies’ adjusters, ensuring you are treated fairly and with respect.

  5. Thorough Documentation: We leave no damage undocumented when documenting property damages and losses. Our attention to detail ensures that your claim accurately reflects the scope of damages, leaving no room for dispute.  We do not inflate your estimate but rather document every item that has damage and we can directly attribute to your loss.  This also helps define our reputation in the industry by not inflating claims and builds trust with the carriers.

  6. Communication:  The largest complaint industry wide is communication.  We strive to update you and your contractor or property manager throughout each step of the claim process, so everyone is on the same page and is aware of the progress of the claim settlement.

Our Process: The Road to Fair Compensation

  1. Initial Consultation: We begin by scheduling an initial consultation to understand your situation better. During this meeting, we assess the damages and review your insurance policy and any correspondence with your insurance carrier to determine proper coverage exists.

  2. Comprehensive Assessment: Our public adjusters conduct a detailed inspection of your property, meticulously documenting all damages and losses.  We may bring in additional experts to prove your damage.

  3. Strategizing Your Claim: With our findings, we develop a comprehensive claim report package and initiate a robust strategy to assist in your settlement.

  4. Professional Negotiation: Armed with solid evidence and expertise, we engage in claim negotiations with the insurance company’s adjusters, advocating for a fair and just settlement.

  5. Securing Your Compensation: Once an agreement is reached, we ensure you receive your claim settlement promptly, enabling you to move forward with repairing and rebuilding your property.

Contact Us Today for a Free Consultation

Contact us today for a free no obligation consultation and take the first step towards securing a fair and just settlement for your property insurance claim. After this consultation we will provide the best course of action.  Even if Prime Adjustments is not the right fit for your situation, we will properly advise you what course of action is recommended.  We take care of our clients like they are family.

Members of The Florida Association of Public Insurance Adjusters
Members of The Florida Association of Public Insurance Adjusters.


Fill out the form below and we will get in touch with you ASAP or if you would rather call us for faster service please call 877-729-6365.

States We Are Licensed In