Public Adjusting Services

Do I Need Public Adjusting Services?

Your property has suffered a loss. What do you do?  Do you need public adjusting services?  What are your duties under your policy to mitigate your loss?  How do you document your loss?  How do I select a contractor?  How do I fill out a proof of loss?   How long will this take?  Is it too late to hire a public adjuster?

These are all questions our public adjusters can help answer. It’s not easy to navigate complex property damage insurance claims on your own and it’s overwhelming.  As a policyholder with a loss this is not something you do everyday. Prime Adjustments can help you reclaim control and properly document negotiate your insurance claim settlement. With our unwavering dedication, extensive expertise, and relentless advocacy, we are to simplify the property damage insurance claims process.  We handle the intricate paperwork, manage the entire claims process, and communicate with insurance companies, alleviating the stress and ensuring you have time to focus on rebuilding and restoring your property. We pride ourselves on open and transparent communication, keeping you informed every step of the way, so you never feel left in the dark. We believe every policyholder deserves a fair and just settlement for their insurance claim.


1. Personalized Consultation:  We begin by scheduling a personalized consultation with you and in most cases this is a safe day service. There is no cost for our consultation and this helps our public adjusters get a full understanding of your unique situation so we can properly review your claim. During this meeting, we’ll assess damages, review your insurance policy and insurance company correspondence, and then outline our plan of action for your loss.

2. Property Damage Assessment: Our team of public adjusters conduct a thorough and comprehensive assessment of the damages. We meticulously document every detail, ensuring hidden damage is accurately documented as well. All damage is documented and an estimate of damages is prepared in Xactimate, an insurance software that documents scope and provides current pricing for your region related to each line item in your estimate.

3. Policy Review and Analysis: We carefully review and analyze your coverage. We identify potential gaps or limitations and strategize the best approach. Insurance policies are constantly changing and coverage changes.

4. Evidence Collection: Evidence is key to building a successful claim package. We gather all necessary documentation, including photographs, videos, news reports and estimates, to support your claim’s position.

5. Negotiation and Advocacy: Once our claim package is submitted, we engage in negotiations with the insurance company’s adjusters explaining our position and proving our case.

6. Transparent Communication: Throughout the process, we maintain open and transparent communication with you. You will be informed about the progress of your claim, and we will be readily available to address any questions or concerns you may have.

7. Expedited Claim Resolution: Our efficient and proactive approach expedites the claim resolution process. We work diligently to minimize delays, enabling you to receive your property settlement promptly.

8. Peace of Mind: Facing property damages can be stressful, but with our public adjuster process, you can find peace of mind knowing that you have a dedicated team of experts on your side, fighting for your best interests.

9. Your Claim, Your Success: At Prime Adjustments, your claim success is our ultimate goal. With our expertise, personalized approach, and relentless advocacy, we empower you to navigate the property insurance claim process with ease and achieve a fair settlement you rightfully deserve.

Contact us today for a free consultation and take the first step towards leaving your insurance claim frustration behind.  Let our public adjuster process be the key to securing your financial recovery and ensuring your peace of mind during challenging times.

Most insurance policies do provide coverage property damage due a named peril. However, the extent can vary, and certain exclusions may apply.  The policy must be reviewed as coverages vary.

The duration can vary based on the severity of the damage, the clarity of the claim, and the insurance provider’s responsiveness. With Prime Adjustments on your side, we always aim for the most efficient resolution.

Absolutely. It’s your right to ensure the settlement covers your damages adequately.  We build the file with detailed claim documentation to prove our case and provide the insights and support needed to negotiate effectively.

If your property damage claim is denied, it’s essential not to panic or consider it the final decision.  Insurance companies may deny claims for various reasons, including discrepancies in the documentation, perceived policy violations, or interpretations of the policy language.  However, policyholders have the right to appeal these decisions.  In such situations, it’s beneficial to consult with us to get a second opinion and see what holds water.  We can provide a comprehensive review of the denial, help gather additional necessary evidence, and navigate through the appeal process to ensure your claim gets the attention and resolution it deserves.


Fill out the form below and we will get in touch with you ASAP or if you would rather call us for faster service please call 877-729-6365.

States We Are Licensed In