Minnesota Public Adjuster

Minnesota Public Adjuster Help

Prime Adjustments has licensed Minnesota public adjusters ready to assist insureds throughout the state.  We service Minneapolis, Saint Paul, Rochester, Bloomington, Duluth, Brooklyn Park, Plymouth, Woodbury and other cities within Minnesota.  It’s important to review the first offer insurance offers you for your loss.  You want to make sure that you are recovering enough money to properly complete your repair to a pre loss condition.  Our Minnesota public adjusters review your insurance policy, assess and document your damage and come up with a proper number needed for repairs.

If you have a loss to your roof, in the winter months, many times an insurance company will toll the time needed to inspect the property due to the winter conditions.  Our Minnesota public adjusters can review and start assessing the claim during this period.

Information Regarding The 2023 Minnesota Hailstorm


Top 5 Property Claims In Minnesota

    1. Hail Damage: Minnesota is prone to severe thunderstorms that generate large hail, especially during the spring and summer months. Typically occurring in the afternoons and evenings, these hailstorms can produce large hail with the capability of causing extensive damage to roofs, siding and windows, making hail damage one of the most frequent property insurance claims in the state.
    2. Wind Damage: While the average number of tornadoes that impact Montana is a paltry 2, strong winds including gusts associated with thunderstorms and winter storms do occur quite frequently.  These straight-line wind events regularly result in roof shingle loss, siding damage, and fallen trees or branches across all parts of Montana.
    3. Water Damage: Whether the source is burst pipes, plumbing leaks, or weather-related events like heavy rainfall or snow melt causing flooding, water losses are some of the most frequently claimed damages nationwide and Montana is no exception.  These types of losses are often far more wide reaching than the damage they present, and can result in subsequent mold damage to be addressed.  It is important to have an experienced contractor and policy expert to make sure all damages are covered and addressed.
    4. Fire Damage: While not as common as some weather-related claims, structural fires cause damage in Montana. Fire damage claims nearly always involve some level of destruction to homes, outbuildings, and personal belongings. While wildfires are a looming threat annually, accidental fires occur year-round. Because of historically cold wind winters and cooler summers  many homes in Minnesota are not equipped with forced air systems relying on fireplaces, wood stoves, and baseboard units for heat. This leads to higher propensity for accidental fires occurring in Minnesota homes.  When a fire occurs many times smoke damage is overlooked and not accounted for.
    5. Snow and Ice Damage: Minnesota has harsh and snow-filled winters which regularly produce insurance claims filed as a result of snow and ice damage. These claims include roof collapses due to heavy snow accumulation, ice dams causing roof leaks, or damage caused by ice storms. While collapses and weight of snow/ice claims are often more catastrophic than ice damming, the latter has become a more prevalent problem in recent years for Minnesota residents. Additionally, the full extent of the damage is often harder to see and quantify.

How We Assist Minnesota Contractors

Contractors and public adjusters are a symbiotic relationship that combines expertise and resources to benefit a mutual client.  By recommending a public adjuster when a customer approaches them with a job to restore damage from an insurance claim, contractors can focus on what they do best, restoring properties to their former pre-loss condition while the public adjuster navigates the coverage, representation, and resolution of the property insurance claim. The public adjuster can take the burden (overhead and time) of dealing with the claim off of the contractor to allow them to focus on acquiring and performing more work. We strive to ensure an efficient, cost-effective approach to successfully resolve insurance disputes.  If you’re a Minnesota contractor, consider partnering with a reputable public adjuster to enhance your ability to deliver exceptional results while minimizing the headaches often associated with property insurance claims.

Additional Information On How We Support Contractors.


Contact Us Today for a Free Consultation

Contact our Minnesota public adjusters today for a free no obligation consultation and take the first step towards securing a fair and just settlement for your Minnesota property insurance claim.  After this consultation we will provide the best course of action.  Even if Prime Adjustments is not the right fit for your situation, we will properly advise you what course of action is recommended.  We take care of our clients like they are family.

Minnesota Public Adjuster insurance claim assistance

Duluth Downtown Minnesota


There Are So Many Public Adjusters in Minnesota, Why Choose Prime Adjustments?

  1. Expertise and Experience: Our public adjusters are skilled with a wealth of knowledge in insurance policies and the claims process. We’ve successfully handled numerous claims, ensuring our clients receive a fair settlement they deserve and are entitled to.

  2. Client-First Approach: Your satisfaction is our number one priority. We take the time to listen to your concerns, understand your unique claim situation, and tailor our services to meet your specific needs.  Not all claims and insurance policies and claims are the same.

  3. Proven Track Record: We have individually earned a reputation for excellence in the public adjusting, first party property and contractor industry. Our track record of successful claim settlements speaks volumes about our commitment to our clients.

  4. Strategic Negotiation: With our proficient negotiation skills and knowledge of building damage and insurance policy’s, we present our case to the insurance companies’ adjusters, ensuring you are treated fairly and with respect.

  5. Thorough Documentation: We leave no damage undocumented when documenting property damages and losses. Our attention to detail ensures that your claim accurately reflects the scope of damages, leaving no room for dispute.  We do not inflate your estimate but rather document every item that has damage and we can directly attribute to your loss.  This also helps define our reputation in the industry by not inflating claims and builds trust with the carriers.

  6. Communication:  The largest complaint industry wide is communication.  We strive to update you and your contractor or property manager throughout each step of the claim process, so everyone is on the same page and is aware of the progress of the claim settlement.

Our Process: The Road to Fair Compensation

  1. Initial Consultation: We begin by scheduling an initial consultation to understand your situation better. During this meeting, we assess the damages and review your insurance policy and any correspondence with your insurance carrier to determine proper coverage exists.

  2. Comprehensive Assessment: Our public adjusters conduct a detailed inspection of your property, meticulously documenting all damages and losses.  We may bring in additional experts to prove your damage.

  3. Strategizing Your Claim: With our findings, we develop a comprehensive claim report package and initiate a robust strategy to assist in your settlement.

  4. Professional Negotiation: Armed with solid evidence and expertise, we engage in claim negotiations with the insurance company’s adjusters, advocating for a fair and just settlement.

  5. Securing Your Compensation: Once an agreement is reached, we ensure you receive your claim settlement promptly, enabling you to move forward with repairing and rebuilding your property.

Contact Us Today for a Free Consultation

Contact us today for a free no obligation consultation and take the first step towards securing a fair and just settlement for your property insurance claim. After this consultation we will provide the best course of action.  Even if Prime Adjustments is not the right fit for your situation, we will properly advise you what course of action is recommended.  We take care of our clients like they are family.


Fill out the form below and we will get in touch with you ASAP or if you would rather call us for faster service please call 877-729-6365.

States We Are Licensed In

Additional Minnesota Public Adjuster Resources

Minnesota Public Adjuster
Minnesota Hail Damage