NATIONWIDE

Expert Public Adjusters

Our Public Adjusters Take Back Control of Your
Property Insurance Claim & Resolve Denied,
Underpaid & Delayed Insurance Claims
Settlement
$

Carrier offered $24,155
Hail Damage Claim

Settlement
$

Carrier offered $124,000
Commercial Hail Damage Claim

Settlement
$

Carrier offered $0
Denied Water Damage Claim

Office of Program Policy Analysis & Government Accountability’s examination of 2005 hurricane claims in Florida demonstrated an astonishing 747% increase in average compensation when a public adjuster was engaged, compared to when policyholders pursued the claims independently. Even after factoring in the adjuster’s fee, this translates to a substantially augmented payment.

Let’s face it, insurance companies are not knocking down your door to pay your property insurance claim.  Hiring representation and having a public adjuster by your side for complex insurance claims is a necessity.  It’s hard for a policyholder to go up against their insurance company.  Typically, this is not something you have experience with day to day.  After a loss your insurance company wants to you get quotes, document your loss and provide them a specific dollar figure that you are owed and you’re expected to follow the policies post loss obligations to mitigate your loss.  Our public adjusters manage the complexities of the process after a devastating loss to ensure your duties under the policy are met, your property damage is properly scoped and documented, your insurance coverage is meticulously reviewed and the claim is settled fairly on your behalf.

Our public adjusters will reclaim control of your property insurance claim and negotiate your fair claim settlement so you can focus on rebuilding and restoring your property back to a pre-loss condition.  We pride ourselves on open and transparent communication, keeping you informed every step of the way, so you never feel left in the dark.  Never go to court without a lawyer, and never navigate an insurance claim without a Public Adjuster.

Our public adjuster expertise is resolving denied or underpaid hurricane claims, fire claims, hail claims, water claims, wind claims and business interruption claims.

Public Adjusters Serving Arizona, Colorado, DC, Florida, Georgia, Indiana, Illinois, Louisiana, Minnesota, Montana, Nevada, Nebraska, North Carolina,  Oklahoma, South Carolina, Tennessee & Texas.
If you don’t see your state, reach out to us for a referral.

Our public adjusters
only work for YOU

Don’t take the first offer presented by your insurance company.  Our public adjusters will review your claim at no cost to you to ensure you are getting everything you are entitled to under your insurance policy.

Our public adjusters represent claims for policyholders against all insurance companies
Denied Property Insurance Claims

Get a free insurance claim review on us

Our public adjusters will review and evaluate your property insurance policy and discuss the details of your property damage claim with you. Since no two claims are alike, we take the time to thoroughly and methodically assess every aspect of your property damage claim.

Insurance Business Review Names Prime Adjustments – Top Public Adjuster Service 2025

When you hire a public adjuster at Prime Adjustments

William J. Midtbo, Public Adjuster

You get us. And we get your situation.

Why people LOVE
our public adjusting services

Don’t just take our word for it

Rated 5 out of 5
Highly recommend - we fought with our insurance company in Denver for over a year before working with Prime Adjustments. They got our hail damaged roof paid in full in just a matter of weeks. Awesome service and company!
Nick S.
Rated 5 out of 5
They were quick and effective to help me when my Denver insurance claim was denied for my roof replacement. I would recommend them to anyone dealing with an insurance adjuster not paying your hail claim.
Miguel A.
Rated 5 out of 5
Prime Adjustments was incredible and truly the only bright light in such a terrible situation in Denver Colorado. Insurance was not budging on their stance, but once William got involved, he was able to take our initial insurance payout offer and multiply it by 20 (yes, really)! We hope to never be in this situation ever again, but if we are, we know exactly who we're going with!
Alejandro A.
Rated 5 out of 5
Prime Adjustments went above and beyond our expectations. Our Florida home was damaged in the hurricane, and without Prime Adjustments, we would’ve been left in a terrible spot. Excellent communication, friendly leadership, and diligent service around the clock. Highly recommended public adjusters in Denver.
Nathan S.
Rated 5 out of 5
Great experience working with the public adjusters at Prime Adjustments. Excellent communication and customer service. Finally, someone who cares and willing to go the extra mile to provide quality results.
Diana C.
Rated 5 out of 5
Thank you for your very effective help adjusting our flood insurance mess. Joe and I deeply appreciate you jumping in and getting it done timely after they ignored us for months.
Linda H.

As Seen On

We have been featured on the following networks.

Appraisal may be the best option for your insurance claim as an alternative dispute mechanism.  Our insurance appraisers work nationwide representing policyholders on their insurance appraisals.  Learn the insurance appraisal process and see if it’s right for your property damage claim. 

Property managers, board members, and residents find themselves in the middle of an unfamiliar situation with their insurance claim and may not know the most effective way forward.  Our public adjusters will guide Multifamily properties on the complexities of their claim.

When a loss occurs, whether a fire, flood, hurricane, hail, tornado, pipe break, theft, or vandalism the owner of the building has to act quickly and decisively in order to avoid negative impacts on tenants businesses, or worse potentially losing tenants

Fire Damage Insurance Claims

Fire damage insurance claims can be complex and difficult.  If you have had a fire, it’s imperative to hire a public adjuster to navigate all the nuances of properly documenting and negotiating these complex fire claims.  From hiring us, to negotiating your claim settlement, our public adjusters will keep you updated on the claim throughout the process.  For more information on fire damage claims please view the links below or contact Prime Adjustments today:

Weather Events By State

    Weather event data compiled from NOAA, National Centers for Environmental Information. 2020-2024