Key Largo Public Adjuster

Key Largo Public Adjusters Representing Property Insurance Claims in Monroe County

Our Key Largo public adjusters are your policyholder advocates for residential and commercial property insurance claims.  Many policyholders in Key Largo have no idea what their duties are after a property insurance loss.  There are things you must do to mitigate the loss under your insurance policy.  Our Key Largo public adjusters are here to make sure everything required under your insurance policy is completed, your Key Largo property damage is properly documented and negotiations are properly handled to achieve a fair claim settlement.  We understand the claims process and do everything we can to minimize the frustration of resolving your insurance claim.

We represent policyholders throughout Monroe County and the Keys in Key Largo, Tavernier, Islamorada, Duck Key, Marathon,  Key West and everywhere in between.

If you have hired a Key Largo property management company in the Florida Keys, our Key Largo public adjusters work closely with them to ensure everyone is kept up to date on the claim status and progression.  It’s our goal to get your property back to a pre-loss condition.

Typical Key Largo Insurance claims we handle are fire claims, water damage, flood claims and hurricane claims.  In the event your insurance claim is denied, delayed or underpaid contact our Key Largo public adjusters to ensure you are getting everything you are owed under your insurance policy.


The Threat of Hurricanes in Key Largo Florida

Key Largo, like much of coastal Florida, is no stranger to the property damage of hurricanes. These powerful hurricanes, characterized by strong winds, torrential rainfall, and storm surges, pose a significant threat to life and property. With its location in the subtropical climate zone, Key Largo is susceptible to hurricane activity during the Atlantic hurricane season, which spans from June 1st to November 30th each year.

Claims We Represent in Key Largo

Home Fire Claims

Commercial Fire Claims

Water Damage Claims

Wind Claims

Hurricane Claims

There Are Many Public Adjusters that work the Florida Keys, Why Choose Prime Adjustments?

  1. Expertise and Experience: Our public adjusters are skilled with a wealth of knowledge in insurance policies and the claims process. We’ve successfully handled numerous claims, ensuring our clients receive a fair settlement they deserve and are entitled to.
  2. Client-First Approach: Your satisfaction is our number one priority. We take the time to listen to your concerns, understand your unique claim situation, and tailor our services to meet your specific needs.  Not all claims and insurance policies and claims are the same.
  3. Proven Track Record: We have individually earned a reputation for excellence in the public adjusting, first party property and contractor industry. Our track record of successful claim settlements speaks volumes about our commitment to our clients.
  4. Strategic Negotiation: With our proficient negotiation skills and knowledge of building damage and insurance policy’s, we present our case to the insurance companies’ adjusters, ensuring you are treated fairly and with respect.
  5. Thorough Documentation: We leave no damage undocumented when documenting property damages and losses. Our attention to detail ensures that your claim accurately reflects the scope of damages, leaving no room for dispute.  We do not inflate your estimate but rather document every item that has damage and we can directly attribute to your loss.  This also helps define our reputation in the industry by not inflating claims and builds trust with the carriers.
  6. Communication:  The largest complaint industry wide is communication.  We strive to update you and your contractor or property manager throughout each step of the claim process, so everyone is on the same page and is aware of the progress of the claim settlement.

Our Process: The Road to Fair Compensation

  1. Initial Consultation: We begin by scheduling an initial consultation to understand your situation better. During this meeting, we assess the damages and review your insurance policy and any correspondence with your insurance carrier to determine proper coverage exists.
  2. Comprehensive Assessment: Our public adjusters conduct a detailed inspection of your property, meticulously documenting all damages and losses.  We may bring in additional experts to prove your damage.
  3. Strategizing Your Claim: With our findings, we develop a comprehensive claim report package and initiate a robust strategy to assist in your settlement.
  4. Professional Negotiation: Armed with solid evidence and expertise, we engage in claim negotiations with the insurance company’s adjusters, advocating for a fair and just settlement.
  5. Securing Your Compensation: Once an agreement is reached, we ensure you receive your claim settlement promptly, enabling you to move forward with repairing and rebuilding your property.

Contact Us Today for a Free Consultation

Contact us today for a free no obligation consultation and take the first step towards securing a fair and just settlement for your Florida Keys property insurance claim. After this consultation we will provide the best course of action.  Even if Prime Adjustments is not the right fit for your situation, we will properly advise you what course of action is recommended.  We take care of our clients like they are family.


Key Largo Fire Resources

Key Largo Fire Department

If your building had a fire in Key Largo there are two fire stations.  Below is the contact info for them.  After a fire your insurance company may ask for a fire report regarding your Key Largo fire claim.  


1 East Drive (99MM O/S)
HR Office Hours: M – F (9:00am to 4:00pm)


220 Reef Drive


Fill out the form below and we will get in touch with you ASAP or if you would rather call us for faster service please call 877-729-6365.

States We Are Licensed In