Fill out the form below and we will get in touch with you ASAP or if you would rather call us for faster service please call 877-729-6365.
Should I File an Insurance Claim for Hail Damage?
The simple answer is if the hail damage is not extensive, the answer is no. It’s not worth filing a hail insurance claim for hail damage when the damage is not extensive. However, you should always have a hail expert inspect your property as the average policyholder has no idea what to look for. If an inspection is done and no damage is found it’s imperative to photograph and date stamp the photos showing no damage in case a future storm and damage arise.
In many cases it’s usually worth filing a hail insurance claim when hail repairs exceed your insurance policy deductible. Having a public adjuster review your policy and hail damages prior to making a hail insurance claim will assist in making the logical decision. Many insurance policies may have hail exclusions that you want to be aware of before making an educated decision on whether or not to file a hail insurance claim. If it makes sense to file a hail claim with legitimate damage it benefits the policyholder maintain the property value.
Why is hail documentation important?
You can now prove to the carrier that the hail roof damage is not old, and you can prove that it’s new hail roof damage. Documentation is everything. Review maintenance logs, prior inspections or the inspection report you may have received when you purchased your property.
What Happens if I Don’t Make an Insurance Claim When I Have Hail Damage to My Property?
If you have legitimate hail damage to your property it’s imperative to make a hail insurance claim, depending on the extent of damage. The reason is, if you have another storm in the future, your insurance carrier may have the opinion that your damages are old hail damage and covered under an older policy that may be too late to make a claim on. In this situation depending on your insurance policy or previous policies you may now have to come out of pocket to pay for your damages.
How Much Time Do I Have to File a Hail Damage Claim?
Many policyholders put off making a hail damage claim as they think there may be another storm, the damage isn’t significant or they don’t know the process of filing a hail insurance claim. It’s important to note, there’s a timeframe to file a hail insurance claim. Each state and policy is different timing wise. Our public adjusters will review your damage and policy and give our opinion on what may be the best option for you and your property.
As hailstorms become a more frequent fixture in seasonal weather, it is increasingly important to make sure all damage is accounted for when a claim is filed. While some damage is self-evident, oftentimes smaller and less noticeable damage gets overlooked, especially by insurance carriers. When it comes to securing adequate and expedient compensation for your property hail claim, our dedicated team of expert public adjusters is your ultimate asset. Prime Adjustments offers a specialized service with the goal of ensuring your best interests are represented throughout the claims process.
Benefits to Hiring Prime Adjustments for Your Public Adjusting Needs:
Restore your roofs value with a seamless and benefit-driven hail damage insurance claim process. Our expertise ensures you are brought back to pre-loss condition, and that no damage is overlooked. Say goodbye to uncertainty and embrace the power of professional advocacy. Contact us now for a complimentary consultation and experience firsthand the transformational impact of our dedicated services. Your properties’ future, safeguarded and fortified, starts with a strategic hail damage roof insurance claim handled by experts who prioritize your success.
Fill out the form below and we will get in touch with you ASAP or if you would rather call us for faster service please call 877-729-6365.